Attention homeowners: Real estate appraisal services for in Marshall and Calhoun County

Here are the top 7 reasons MI homeowners order from Southwest Michigan Appraisal Company Inc.:

Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
To challenge a MI property tax assessment
To cut their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a MI divorce, where property needs to be divided
Settle an estate in MI by determining the true market value of real estate in question

Do you own a house in or near Marshall? Do you need help determining the price of your real estate?
Contact Southwest Michigan Appraisal Company Inc..

At Southwest Michigan Appraisal Company Inc., we understand the unique needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. Being a consumer that probably doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Southwest Michigan Appraisal Company Inc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value report than yours.

PMI Removal Appraisals

A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experts in helping customers just like you abolish unwanted and unneeded PMI insurance.

Challenging Calhoun county's assessment of your property

Your local tax assessor may have your home overvalued if you live in an area that is declining. That only means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Southwest Michigan Appraisal Company Inc. is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your property is close to a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Southwest Michigan Appraisal Company Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? In a field review we will go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.